Bay Equity Home Loans Grand Junction CO | Mortgage Lender Terrie Higgins

Grand Junction, CO

Let’s talk! Contact me now

Let’s talk! Contact me now

Terrie Higgins

NMLS ID#580472
Phone: 970-242-7000
Mobile: 970-260-5477
Fax: 970-245-4152

Grand Junction Branch
700 Belford Ave
Grand Junction, CO 81501

Terrie Higgins

Loan Officer

CO-MLO #100035768

Thanks for visiting my web site.  

As a native of Western Colorado and over 35 years of banking and mortgage experience, I am dedicated to helping you with all of your home mortgage needs.  

I am happily married and honored to be the mother of three great children.  All three of our children graduated from Colorado Mesa University with honors, and have completed their graduate degrees.  Our oldest son served in the U.S. Navy for five years as a Corpsman, and is a practicing Cardiovascular Perfusionist, our middle son, works as a Trauma Nurse at a Level 1 trauma hospital,  and our youngest daughter, recently graduated with her Master’s Degree in International Business & Marketing from Universita’ Cattolica del Sacro Cuore, Milan, Italy.  

With the housing and mortgage markets constantly changing, I would welcome the opportunity to help you navigate the many loan options available to ensure we find the right loan for you and your family.  So, whether you are buying, refinancing, buying your first home, or building your dream home, I can help with the many financing options available.    

I invite you to apply on-line, or contact me to set up an appointment.  Either way, you will get my immediate and personal attention. 


Let’s talk! Contact me now

“Terrie helped us with our initial home purchase previously and she made the refinance a piece of cake! Definitely will refer her and any future home finances we do will be with Terrie.”

Dennis P.

“I have worked with Terrie throughout her financial career on refinances, finances, more than I can count. The process is always seamless, painless, and as presented. I refinanced last month and the process took approximately 3+ weeks from start to closing as I was on a deadline. How great is that?! Terrie is your best bet!! ”

Galen S.

“Terrie Higgins is the top of the top in her profession field! We were in a position where we had to close in about two weeks and Terrie never hesitated one time in accepting this challenge. From the start to the finish any questions that we had were quickly answered by Terrie. However, Terrie was so knowledgeable and profession that we never did have many question even to ask. Again, Terrie Higgins is the top of the top in her profession field!!! ”

John T.

“We've worked with Terrie Higgins refinancing my Mom's home, financing our new home, and currently financing another property! Terrie keeps us coming back because she is genuine, professional, and a hard worker who goes out of her way to make the process easier for her clients. We highly recommend Terrie! ”

Joseph S.

“I have gone through the mortgage process probably a dozen times in my life. My experience with Terrie was without a doubt the most pain free of any. Need a mortgage call Terrie. ”

Dan & Barb J.

“Working with Terrie and her team was a great experience. We were buying our first home and went to Terrie on a recommendation. From the first time meeting with her to the closing date she helped us all along the way always getting back with questions we asked. We would definitely recommend her to anyone who asks.”

Tim R.

“I have had the pleasure of working with Terrie on two different properties, one a condo in Grand Junction and the other my current home in Fort Collins. Very easy to work with, Terrie made the process smooth and easy. I also have enjoyed the fact that she is always available to talk, even if it's just to get advice on different ideas/projects. I highly recommend Terrie, she is professional, efficient, and very reliable. ”

Matt B.

“We were contacted by Terrie Higgins when we wanted to get a mortgage on a recent purchase of a home in Grand Junction, Colorado. Terrie was highly professional and a pleasure to be around any time we met with her. The mortgage process was smooth and Terrie and her team helped us to get all the information that they needed. We closed early and are now settling into our new home. We would recommend Fidelity Mortgage and Loan Officer Terrie Higgins and her team to anyone looking for an delightful experience. ”

Michael M.

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.