Rogers, MN

Let’s talk! Contact me now

Let’s talk! Contact me now


NMLS ID#265365
Phone: 763-519-1100

Rogers Branch
20965 South Diamond Lake Road, Suite 104
Rogers, MN 55374

The Kosmecki Team

Area Sales Managers

Buying or refinancing a home is one of the most exciting, confusing and stressful financial transactions you'll ever make. Without the guidance of a dedicated Mortgage Loan Officer - loan documents, unfamiliar terminology and uncertainty can drain the joy out of buying a new home.

Our application process is simple. With 'Loan Prospector' and 'Desktop Underwriting', the loan application and the proper financial documentation provided by the client at the initial loan application will allow us to begin the process. These new computerized underwriting programs review your information electronically, allowing for answers in 24 hours or less. Once we have your approval we will be able to tell you if we need additional information from you in order to get your loan approved.

Click here to view David's feature in Top Agent Magazine.


“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.