Federal Way Branch
500 South 336th Street, Suite 101
Federal Way , WA 98003
T.J. McGrath is a dedicated loan officer with over 20 years of experience in residential mortgage lending; he is recommended by some of the most talented Realtors and financial professionals of the greater King and Pierce County areas.
T.J. graduated from the University of Washington in 1997 with a Bachelor of Arts in Business Administration and Finance. His education is complemented by his experience in the U.S. Army where he served as a Russian linguist for 9 years.
T.J. has a vast array of product knowledge and broad experience originating all types of loans to include FHA, VA, USDA, Conforming, Non-Conforming, and Jumbo. He is dedicated to helping his clients reach their goals whether they are purchasing their first home, upsizing to a new home or looking to buy investment property. He listens to his clients and customizes a financing solution that best suits their needs.
Whether a first time buyer, a seasoned investor, a Realtor, or a financial professional....T.J. would love the opportunity to earn your business.
“TJ, You are the best! Cannot thank you enough for being there for us through this whole process. We sold our first home by owner so this is all new and WOW! Never. Would. Have. Thought. So for that, again, Thank You for ‘all’ the returned calls, working with us on weekends, and being so very patient with us, by answering all our questions and requests! We greatly appreciate you!”
“We were thrilled to have TJ, Navy and their team working on our behalf during our loan process. It really felt as though we had our own team of professionals going to bat for us. Ours was not an easy loan to close and they really made it a priority to make this happen for us. We are beyond thankful and cannot recommend this group enough!”
Jared & Shannon G.
“TJ & Navy, Thank you so much for all your hard work, time and effort!! I really appreciate you making this happen for me for my first home! You two were amazing! I will definitely recommend you and Bay Equity to anyone! Thank you again.”
“ I was in the market to purchase a house mid-August. Bay Equity Home Loans was referred to me by a close friend who put me in contact with TJ. He promptly got the process going right after a short phone "interview". He was able to provide a realistic and pending "pre-approved" budget to work with based on my needs and wants- aligning it with my financial situation, credit, and employment history. He also referred me to a Real Estate Agent since I didn't have one and the house hunt began. TJ and his Team explained the entire process along the way and was completely transparent. They also took the time to check in frequently to ensure I didn't have any unanswered questions, needed clarification, or was uneasy about anything included in the process. After a couple days of searching and within a month, I was able to find a house, sign, and close... Keys in hand to my dream home a month+ later after the whole process started. They way exceeded my expectations! I would definitely recommend TJ, Navy, and Bay Equity to my family, friends, and co-workers. Give them a shot... You won't be disappointed.”
“Thanks so very much for helping us refinance our home! We really appreciate all of the guidance and clarity you were able to provide throughout the process. We’ll be sure to pass your name along to anyone we come across that could use your help. Thanks so much!”
Theresa & Hayden
“TJ, Thank you so much! You were a consummate professional throughout the whole process and we appreciate all of your help. We will definitely keep you in mind for our future purchases!”