Downey, CA

Let’s talk! Contact me now

Let’s talk! Contact me now

Xochilt Alvarez

NMLS ID#764737
Phone: 562-786-3333

Downey West Branch
8141 East 2nd Street, Suite 208
Downey, CA 90241

Xochilt Alvarez

Senior Loan Officer

Thanks for visiting my web site.

As a lending professional at Bay Equity, I am dedicated to helping you with all of your home mortgage needs.

The housing and mortgage markets are constantly changing. I can help you navigate the many options to find the right loan for you and your family.

Whether you are buying or refinancing, buying your first home or building your dream home, I can explore with you the many options for financing.

You are invited to apply on-line, or contact me to set up an appointment. Either way you will get my immediate and personal attention.


Let’s talk! Contact me now


“Xochilt Alvarez made our first time home buying experience a smooth transition. Being our first time purchasing a home, we had a lot of questions. Every single time we asked for clarification on anything during the process, Xochilt would answer thoroughly to make sure we understood. Her years of expertise were apparent and in return would completely calm our anxiety. Additionally, she opened the lines of communication either via text, email or phone, making herself always available to us. We were extremely pleased with her as a lender and as an overall person. We will be going back to her for future purchases and would most definitely recommend to our family and friends.”

Karla V. & Jamie R.

“Xochilt Alvarez was incredible during our loan process. She was always very informative, kind, considerate and professional. She was available at all hours to assist and provide direction through the entire process. As we know this can become very frustrating as it is a demanding and often times, a repetitive process. Xochilt was consistently compassionate and understanding, especially through the worst of times. We appreciate her support and high level of professionalism and going out of her way to make a difficult process as easy and seamless as possible. We thank you Xochilt for all your hard work and dedication to making this a positive experience for us!”

Elizabeth S.

“We recently bought our home this month with Bay Equity as our loan company. And all throughout our home buying period, we never experienced any problems with Bay Equity. They were actually outstanding! Great customer service, really fast turnaround time, very professional people! They delivered as promised. They actually exceeded our expectations. THANKS, BAY EQUITY!”

Melissa L.