We’re here
to get you home

As a full-service mortgage lender, we can help with whatever your home loan needs may be.

All the ease of online

All the ease of online


We understand the home loan process can be daunting, so we’re here to support you all the way through. From a home loan to a home refinance, we’re proud to offer a secure application process that you can easily complete on your smartphone or computer.

Want to make it personal? Contact one of our outstanding loan officers to personally guide your journey, step by step.

mortgage
affordability
refinance

Home-buying by numbers

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$
%
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Your monthly mortgage
Estimate includes principal and interest only. It does not include taxes and insurance. Talk to a loan officer for specific calculations.

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What’s your monthly payment?


Estimate your monthly mortgage with this home loan calculator. Just remember, your results are only estimates.

Talk to one of our loan officers to get an official figure. We’re here to help.

Find your
loan officer


With hundreds of local teams across the country, chances are pretty good we’re in your neighborhood.
Look us up.

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We’re here
to get you home


Bay Equity is a family-owned, full-service mortgage lender that prioritizes personal relationships. Your needs, first.

Founded in 2007 and licensed in 32 states (and counting), we understand that behind every loan stands someone’s home.

WHAT PEOPLE ARE SAYING

Bay Equity made buying our first home easy. Very informative and helpful throughout the process. Thank you so much!
- Zoe E
Amazing communication, really simple process, super friendly and just as excited for our new home as we were.
- Cindy C
Everyone was kind, friendly and helpful. I would recommend them to anyone who's looking to buy or sell a home.
- Heidi E
Very professional and the communication was incredible. Thank you!
- Carl E